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16 APRIL 2026 | THE CONDUIT, LONDON
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16 APRIL 2026 | THE CONDUIT, LONDON
Join 300+ global leaders at Insurance in a Changing World 2026, London. Discover how insurance innovation, climate finance, and AI are driving resilience and sustainable growth.
Climate shocks, digital disruption, and shifting trust are redefining risk itself.
Insurance in a Changing World 2026 convenes the leaders rewriting the rules: insurers, investors, technologists, policymakers, and innovators using insurance to finance resilience and accelerate transition to a sustainable future.
This gathering at The Conduit explored how insurance becomes a catalyst for systemic change - powering adaptation, inclusion, and innovation across economies.
This conference brought together world-leading experts across sectors to share the latest insights and chart a new path for the insurance industry - and beyond.
NICK STACE OBE
Chief Global Impact Officer, Howden
CLAUDINE BLAMEY
Chief Sustainability Officer, Aviva
DAVID CRAIG
Co-Chair, Taskforce on Nature-related Financial Disclosures (TNFD)
MUSONDA MUMBA
Secretary General, Convention on Wetlands
JULIAN RICHARDSON
Chief Underwriting Officer, Green Solutions, Munich Re Specialty - Global Markets
DAVID STAINFORTH
Professorial Research Fellow, Grantham Institute, LSE
EMMANUEL BALOGUN
Lead Advisor, Africa Practice
RACHEL DELHAISE
Chief Sustainability Officer, Convex Insurance
NELISWA HARE
Head of Projects and Partnerships, Humanity Insured
DAVID CARLIN
Founder, D.A Carlin and Company
RICHARD MEADE
Editor-in-Chief, Lloyd's List
ANTONY IRELAND
Founder, Better Insurance Network
RISHI RAITHATHA
Co-Chair, Financial Inclusion Forum UK and Insurance Business Lead, Axian Digibank & Fintech
ALEXA BRUCE
Co-Founder and CEO, Tova
WILL BUTLER
CEO, GaiaSicura Ltd
IAIN WILLIS
Co-Founder, TransZero Climate Risk and Resilience
KATHY BAUGHMAN MCLEOD
Founder and CEO, Hera
BEN SEFTON
Head of Digital & Innovation, National Emergencies Trust
KAREN KAUFMAN
Director of Content and Convening, The Conduit
GABBY MORGAN
Partner, Conduit Connect
SIDDARTH SHRIKANTH
Investment Director, Just Climate
GENEVA ROY
Chairperson, World Schools Debating Championship Ltd.
LILY BLACKSELL
Head of Programming, The Conduit
CHARLOTTE KILPATRICK
Reporter, The Conduit
JUAN C. BLANCO
Partnerships Lead, Innovative Financing, UNHCR
SAURABH SHARMA
Global Lead for Nature and Inclusive Insurance, UNDP
ED DOWDING
Technologist and Consultant
ADRITA BHATTACHARYA-CRAVEN
Director of Research for Population Health Trends, Geneva Association
BARRY LYNCH
Managing Director, Head of Operations, Energy Infrastructure, Actis a part of General Atlantic
LEWIS IWU
Founding Partner, Purpose Union
WEE KII TEH
Director, Senior Portfolio Manager, Allianz Global Investors
Why Attend?
Get Ahead Of The Risks
Understand how climate, technology, and geopolitics are reshaping markets and regulation.
Learn From Innovators
Discover proven solutions in climate finance, inclusion, and digital transformation.
Build Strategic Partnerships
Connect with senior decision-makers across industries.
Mobilise Capital
See how insurance unlocks funding for adaptation, nature, and sustainable infrastructure.
Join The Movement
Become part of a global community redefining leadership in uncertain times.
It is critical to bridge the gap between ideas and implementation - insurance is here to help us bridge that gap.
PETER MAURER
President, Basel Institute on Governance
Your Conference Experience
Forge New Connections
Meet institutional investors, banks, policymakers, and innovators in a carefully-curated setting built for cross-sector collaboration.
Gain Real Market Intelligence
Stay ahead of emerging green finance trends, policy shifts and new investment frontiers - at home and globally.
Drive Real-World Change
Go beyond the noise. Access practical tools, case studies and capital pathways to drive measurable outcomes and take your work to the next level.
Your Conference Experience
Gain Practical Strategies
Equip your organisation with actionable solutions for climate-resilient healthcare.
Build Powerful Connections
Tap into a world of health networking with pioneers transforming the climate-health space
Stay Ahead
Discover breakthrough innovations and partnerships redefining global and public health.
Agenda
MORNING
08:00-09:30
Registration & Networking
09:30-09:40
Welcome Remarks
PAUL VAN ZYL
CEO and Co-Founder, The Conduit
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Paul served as the Executive Secretary of South Africa’s post-apartheid Truth and Reconciliation Commission. Paul also co-founded the International Centre for Transitional Justice, an organization that works in over 40 countries that have endured massive human rights violations under repression conflict. Paul is also a co-founder and CEO of Maiyet, an ethical luxury fashion brand that cultivates traditional design and culture by partnering with global artisans. Most recently, Paul co-founded The Conduit, which serves as a home for those committed to improving the world by harnessing the power of creativity and entrepreneurship. The Conduit serves as a home for a diverse community of people passionate about social change.
09:40-10:00
Opening Keynote: Insurance at the Crossroads - The Next Decade of Risk & Resilience
The industry is facing a new mix of climate shocks, health pressures, AI disruption and geopolitical tension. This opening conversation asks what that really means for insurance: what should the sector stop doing, start doing, and scale up in the next 10 years?
PAUL VAN ZYL
CEO and Co-Founder, The Conduit
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Paul served as the Executive Secretary of South Africa’s post-apartheid Truth and Reconciliation Commission. Paul also co-founded the International Centre for Transitional Justice, an organization that works in over 40 countries that have endured massive human rights violations under repression conflict. Paul is also a co-founder and CEO of Maiyet, an ethical luxury fashion brand that cultivates traditional design and culture by partnering with global artisans. Most recently, Paul co-founded The Conduit, which serves as a home for those committed to improving the world by harnessing the power of creativity and entrepreneurship. The Conduit serves as a home for a diverse community of people passionate about social change.
NICK STACE OBE
Chief Global Impact Officer, Howden

Nick Stace OBE leads Howden's ambition to create commercially led, social and environmental change worldwide.
He brings extensive leadership experience across finance, consumer advocacy, and the nonprofit sector, having previously served as Head of Social Purpose and Sustainable Finance for Barclays UK and as Global Head of Sustainability Engagement. He has also been CEO of The Prince’s Trust and CEO of Saga Travel, and spent 15 years leading major consumer organisations in the UK and Australia, including Which? and Choice.
Nick’s public service includes board roles at the Financial Conduct Authority, the Payment Systems Regulator and the National Trust, along with founding three charities supporting young people. He has also worked in the Prime Minister’s Office, bringing government level insight to his cross sector leadership.
He currently serves as Chair of The Prison Reform Trust and The Conduit, and advises Rewired Earth and the UK Department for Business and Trade’s Strategic Advisory Group on Ukraine.
CLAUDINE BLAMEY
Chief Sustainability Officer, Aviva

Currently Chief Sustainability Officer at Aviva. Claudine was previously the Director of Sustainability and Digital Strategy at Argent LLP for 3 years.
Claudine delivered the net zero carbon flights strategy at easyJet in her role as Director of Sustainability. Prior to this she set up the Group sustainability function at Sainsbury’s covering sustainable sourcing, operational waste and community activity as well as group charitable partnerships and overall development of group wide sustainability strategy and implementation.
Claudine was responsible for the sustainability strategy for The Crown Estate’s business. Claudine joined from SEGRO where she was Head of Sustainability. Prior to this she was Director of Corporate Responsibility at British Land where she was responsible for Group corporate responsibility policy, implementation and communication.
Before this Claudine was the Environment Manager at Honda (UK). Claudine is on the City Corporation Property Investment Board and was previously on the Board of Business in the Community (BITC) and the Mace Group Responsible Business Board and was Chair of the Institute of Corporate Responsibility and Sustainability (ICRS) from 2015-2017. She is a Fellow of the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA).
10:00-10:50
How to Finance the Emerging Climate Opportunity
Emerging markets and developing economies are central to net zero yet still receive a fraction of the climate capital they need.
This session will focus on how insurance can enable climate investment in emerging markets by making risk visible, measurable, and transferable. Rather than positioning insurers as capital providers, the discussion will explore their role in structuring risk so that projects become investable, unlocking private capital by improving confidence, pricing uncertainty, and supporting deal design.
Through practical examples, the panel will examine where insurance solutions are already working, why many climate deals still fail to materialise, and how earlier, more intentional use of insurance and risk-sharing tools can accelerate the scale-up of viable climate projects in EMDE markets.
MODERATOR
EMMANUEL BALOGUN
Lead Advisor, Africa Practice

Emmanuel supports companies in achieving their strategic missions through engagement programs that reshape policy, reimagine markets, and mobilise capital. As a specialist in development finance, financial services, infrastructure, technology, and sustainability, he has driven strategic communications mandates for high-level development summits, development banks, international, regional, and nationwide campaigns, and AIM- and LSE-listed companies.
He has over 15 years of experience in communications, advocacy, reputation management, and stakeholder engagement across various sectors and geographies. At Africa Practice, a mission-led strategic advisory firm, he is a retained communications advisor to development finance institutions, philanthropic foundations, infrastructure investors, and asset managers - shaping a prosperous Africa that inspires the world.
Emmanuel was the strategic communications director for the inaugural Africa Climate Summit 2023. Before joining Africa Practice in 2020, Emmanuel worked at Seven Hills, a high-growth campaigns firm, and served as Communications Officer for the African Private Capital Association (AVCA).
He holds a Bachelor's Degree in Anthropology from Goldsmiths College, University of London, and a Master's in African Studies from the School of Oriental and African Studies (SOAS), University of London.
PANELLIST
RACHEL DELHAISE
Chief Sustainability Officer, Convex Insurance

Rachel Delhaise is Chief Sustainability Officer at Convex Insurance with responsibility for developing and implementing the sustainability strategy across the group. Prior to joining Convex in April 2021, she was Chief Risk Officer of Starstone Group for six years where she developed and led the risk function across five operating entities. Rachel has 30 plus years of experience in the insurance sector, with over 20 years spent with Guy Carpenter, part of Marsh and McLennan Corp, latterly as Managing Director of the firm's capital markets arm, GC Securities.
As part of her sustainability work within the insurance sector, Rachel is Chair of Climatewise Management Committee and a member of the Operating Committee of the Insurance Development Forum, where she co-chairs the Risk Modelling Steering Group.
She is also currently a Non-Executive Director of Envelop Risk, a specialty cyber underwriting managing agent. Rachel has completed University of Cambridge Institute of Sustainability Leadership (CISL), Business Sustainability Management and Sustainable Finance courses.
JULIAN RICHARDSON
Chief Underwriting Officer, Green Solutions, Munich Re Specialty - Global Markets

Julian is the Chief Underwriting Officer, Green Solutions at Munich Re Specialty – Global Markets, where he is responsible for renewable energy; green technology; carbon and natural capital risks and parametric solutions.
With more than 30 years re/insurance experience and 20 years at the forefront of climate risk and sustainable finance in the re/insurance sector, working at the nexus of policy makers, private sector investors, re/insurers, project developers, development finance institutions and NGOs,
Julian first became involved in climate finance when he wrote his master thesis on “Carbon Trading Risk” in 2001. In 2003 he was part of the founding group that created the world first boutique climate focused investment advisor and asset manager, Climate Change Capital. Julian then founded and ran Parhelion Underwriting Ltd in 2006 as a mission-oriented business to provide advisory and transactional services related to climate and sustainable risk finance. He joined Munich Re in 2023.
WEE KII TEH
Director, Senior Portfolio Manager, Allianz Global Investors

Wee Kii Teh is a Director, Senior Portfolio Manager in Allianz Global Investors’ Development Finance investment team. Since joining the team in 2021, Wee Kii has focused on the Blended Finance partnership between Allianz and the International Finance Corporation (IFC) (completing the vehicle upsize in 2022), as well as leading the build-out of the Emerging Market (EM) Private Credit strategy and deploying across other EM & impact private debt strategies.
Prior to AllianzGI, Wee Kii was at Bank of America Merrill Lynch for 6 years, where she worked on the Emerging Markets bond origination & structuring desk and subsequently the syndicated Loan Capital Markets desk, focusing on acquisition financings and general corporate refinancings for large European and Emerging Markets financial institutions and corporate clients.
Wee Kii Teh holds a Bachelor's of Science (BSc) degree in Biotechnology from Imperial College London, where she graduated with First Class Honours. In 2024 she was selected as one of Private Debt Investor's (PDI) 2024 Rising Stars - a list of 40 individuals under the age of 40 whom PDI believes have the potential to shape the future of the asset class.
10:50-11:20
Networking Break
11:20-12:00
The New Risk Map: Climate, Energy & Geopolitical Exposure
The global transition to net zero is colliding with a new era of energy insecurity and geopolitical realignment. From supply chain shocks to resource nationalism, shifting energy flows are reshaping the landscape of climate and political risk.
This session explores how insurers can navigate this evolving risk map, deploying capital, data, and innovation to bridge widening protection gaps while supporting the global transition toward a more secure and resilient energy future.
MODERATOR
KAREN KAUFMAN
Director of Content and Convening, The Conduit

Karen Kaufman is Director of Content and Convening at the Conduit, where she oversees programming, conference and events strategy, alongside external positioning. She has over 25 years of experience in media, government and tech. Karen previously served as Google's Head of Events’ Editorial for Europe, the Middle East and Africa, leading the thought leadership team and the strategic partnership with the World Economic Forum. She has worked on both sides of the media, beginning her career in journalism as a night editor for Haaretz-International Herald Tribune, before moving to comms and external relations roles at the British Embassy in Tel Aviv and the Tony Blair Institute.
DAVID STAINFORTH
Professorial Research Fellow, Grantham Institute, LSE
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David Stainforth is a Professorial Research Fellow in the Grantham Research Institute on Climate Change and the Environment at the London School of Economics, and an Honorary Professor in the Physics Department at the University of Warwick. He carries out research on climate science and its relationship with climate economics and policy. He focuses particularly on uncertainty analysis and on how academic assessments can better support decision-making in the context of climate change.
David has a BA in Physics from Oxford University, an MSc in “Energy Systems and Environmental Management” from Glasgow Caledonian University, and a DPhil in “Uncertainty and Confidence in Predictions of Climate Change” again from Oxford University. He was co-founder and chief scientist of climateprediction.net - a large, citizen-science, distributed computing project designed to explore the implications of model error in climate predictions. He has published on a diverse range of subjects including climate modelling and model interpretation, climate physics, nonlinear dynamical systems, the philosophy of climate science, climate economics, hydrology, geomorphology etc.
RICHARD MEADE
Editor-in-Chief, Lloyd's List

Richard Meade is the Editor-in-Chief of Lloyd’s List.
He is an award-winning journalist and has been writing and talking about all aspects of the maritime industry and global trade for the past twenty years.
As Editor he is responsible for navigating The List’s subscribers through the volatile politics, policy, deals and market movements that make up nearly 90% of global trade.
He is also the host of the popular Lloyd’s List Shipping Podcast and a regular industry speaker and media commentator on all things shipping.
He joined Lloyd’s List in 2006 as News Editor after jumping ship from the weekly maritime magazine Fairplay and prior to that started his career at the Financial Times.
BARRY LYNCH
Managing Director, Head of Operations, Energy Infrastructure, Actis a part of General Atlantic

Barry joined Actis in 2016 as Head of Energy Operations.
Prior to Actis he spent eight years with Mainstream Renewable Power as Managing Director of Procurement, Construction and Operations responsible for delivering large scale wind and solar projects in Europe, North America, Latin America and Africa. He was an executive director and Board member at Mainstream and sat on the Boards of two Actis Energy portfolio companies (Lekela Power and Aela Energia) in which Mainstream was a minority partner. Barry was also involved in the development of renewable projects in South Africa (as part of Mainstream) that were acquired by Globeleq Africa at financial closing.
Prior to joining Mainstream, Barry spent eight years with ESB International and was involved in the construction and operation of large-scale thermal power plants. He undertook several roles including Group Safety Manager and Operations Manager for Asia with responsibility for four power plants in Pakistan and Malaysia.
Barry served as a Board member of former Actis Energy portfolio companies Saavi Energia, Echoenergia, Sprng Energy, Ostro, Lekela Power and Aela Energia. He currently serves as a Board member of BTE Renewables, Azura Power, BluPine Energy, Bridgin Power, Rezolv Energy, Levanta Renewables, Valia Energia and Nozomi Energy.
Barry holds a Degree in Mechanical Engineering from Dublin Institute of Technology.
12:00-13:00
Insurance, Nature & the New Frontier
This session explores how ecosystem restoration can be structured as an insurable and investable asset, translating nature restoration projects into innovative underwriting models and the creation of novel insurance products.
The speakers will share case study examples from nature positive transition projects in Portugal, Colombia, the UK and beyond.
MODERATOR
CHARLOTTE KILPATRICK
Reporter, The Conduit

Charlotte Kilpatrick is The Conduit’s reporter covering health, sustainability, and innovative solutions. She has written for many major publications including The Guardian, The New Statesman, and The Economist. Before joining the team, she worked as a business journalist reporting on intellectual property and insurance. Her special interests include access to medicine, and political behaviour.
PANELLISTS
WILL BUTLER
CEO, GaiaSicura Ltd

Will is the CEO and Founder of GaiaSicura Ltd., an entity he setup following twelve years in traditional legal and insurance based roles in Italy and London. GaiaSicura is the world’s first specialist insurance broker dedicated to finding specialist solutions to the bespoke needs of nature regeneration projects, ranging from protecting assets to allowing scalability, fidelity, and security of project types across all types of nature regeneration and the associated entities involved. Will is also the founder and chairman of the Insurance Institute of London’s Nature and Sustainability Committee, a cross-sector committee looking to educate the specialty insurance markets on the challenges facing the industry, as well as its potential solutions that it can bring to bear. He also leads the Insurance Workstream for the FloodAction Coalition, creating scalable and replicable frameworks for Natural Flood Management projects and their financing both in the UK and globally. The son of a farmer and a passionate supporter of nature first principles Will is championing the drive for solutions that are net-positive for all and using his experience in the traditional insurance market to innovate ways to ultimately Secure a Future for Nature.
SAURABH SHARMA
Global Lead for Nature and Inclusive Insurance, UNDP

Saurabh Sharma is the Global Lead for Nature and Inclusive Insurance at the United Nations Development Programme (UNDP). He is passionate about leveraging insurance as a strategic tool to address global development challenges, particularly those linked to climate risk, biodiversity loss, and financial resilience.
With over 12 years of experience, Saurabh has led the design and implementation of insurance programmes that have extended protection to more than 5 million people across the globe. At UNDP, he provides technical leadership and programme coordination across 39 Emerging and Developing Economies, advancing solutions in nature resilience and inclusive insurance
Prior to joining UNDP, Saurabh served as Director of Emerging Customers at Britam Group, where he scaled the company’s microinsurance portfolio across Eastern and Southern Africa. Under his leadership, Britam became Kenya’s largest microinsurance provider. Earlier in his career, he was an Impact Insurance Fellow with the UN International Labour Organization (UN ILO).
MUSONDA MUMBA
Secretary General, Convention on Wetlands

Dr Mumba is the Secretary General of the Convention on Wetlands and a Zambian-born environmentalist with over 25 years of global experience in environmental management and sustainable development. She joined the Convention on Wetlands from the United Nations Development Programme (UNDP), where she served as Director of the Rome Centre for Sustainable Development, focusing on climate change, sustainable development and nature protection. She also led the agency’s engagement in the UN Decade on Ecosystem Restoration and supported the Italian Government during its G20 Presidency and COP26 Co-Presidency with the United Kingdom.
Prior to UNDP, Dr Mumba worked for 12 years at the global headquarters of the UN Environment Programme (UNEP), including as Head of the Terrestrial Ecosystems Programme. She also chaired the Global Partnership on Forests and Landscape Restoration (GPFLR), a global network hosted by IUCN and FAO.
She founded the Network of African Women Environmentalists and has received numerous accolades, including being named among the 100 most influential African women. In 2022, she was recognised by the Global Landscape Forum as one of 16 women restoring the planet.
Dr Mumba began her career at the Environmental Council of Zambia and previously worked with WWF in Switzerland, the United Kingdom and East Africa. She holds a PhD in Wetland Hydrology and Conservation from University College London and is an Honorary Senior Research Associate at UCL.
13:00-14:00
Lunch
AFTERNOON
14:00-14:50
Debate: 'This house believes that AI will cause significant harm to the future of insurability'
Artificial intelligence is transforming the risk landscape faster than many insurers can recalibrate. From rapidly evolving cyber exposures to increasingly complex supply chains, AI is reshaping how risks emerge, interact and escalate. The infrastructure powering AI - energy‑intensive data centres, water‑dependent cooling systems, and globally distributed digital networks - adds another layer of volatility, creating new concentrations of physical and operational risk.
But AI also offers the promise of powerful capabilities that could transform the industry’s technical foundations. Advances in machine learning, satellite analytics, geospatial modelling and real‑time sensor data promise more accurate hazard mapping, better exposure management, earlier loss detection and improved modelling of climate‑ and nature‑related risks. For many in the sector, AI represents an essential tool for navigating rising environmental volatility and growing data complexity.
This debate brings together opposing perspectives on whether AI ultimately stretches the limits of what can be insured - or if it actually equips the industry to manage complexity more effectively than before. Participants will scrutinise the real environmental costs and the potential systemic benefits of AI’s rise, and what they mean for the future of the insurance industry.
MODERATOR
LEWIS IWU
Founding Partner, Purpose Union

PANELLISTS
DAVID CARLIN
Founder, D.A Carlin and Company

David Carlin advises governments and executives on how to thrive in a changing and volatile future. He is a globally recognized thought-leader on sustainability, finance, and innovation. He is the CEO of D.A. Carlin and Company, which provides future-proof tools and skills to organizations around the world.
He co-founded the Risk Centre at the United Nations Environment Programme (UNEP), which produces practical resources for the financial sector to manage environmental risks and capitalize on sustainable opportunities.
David has been an advisor to the Net-Zero Banking Alliance (NZBA), the UK’s Transition Finance Council, the Glasgow Financial Alliances for Net Zero (GFANZ), and the Voluntary Carbon Markets Integrity Initiative (VCMI).
A Forbes contributor and senior research associate at Cambridge, he also teaches sustainability strategy at University College Dublin.
David has spoken at numerous COPs and other international summits, and his work has appeared in the Financial Times and Time Magazine. He is the author of Accelerating Transition and The Customer is the Planet.
Get his insights through his weekly newsletter, on his podcast, and on LinkedIn (175K+ followers)
SIDDARTH SHRIKANTH
Investment Director, Just Climate

Siddarth Shrikanth is an Investment Director at Just Climate dedicated to Natural Climate Solutions. The strategy is designed to provide growth capital and business building support to scale technologies and services than can protect and restore nature. Siddarth joined the team in 2021, when Just Climate was established by Generation IM.
With an academic background in ecology and evolutionary biology from Oxford, Siddarth began his career McKinsey in London before co-founding Delterra, a circular economy platform seeded by McKinsey, and leading operations in Indonesia. He spent a year in Hong Kong as a foreign correspondent for the Financial Times before pursuing joint MPA/MBA degrees from the Harvard Kennedy School and Stanford’s Graduate School of Business, where co-founded a natural carbon removal start-up and consulted for the World Bank and the Singapore government on climate finance. Siddarth's book, The Case for Nature: Pioneering Solutions for the Other Planetary Crisis, was published by Penguin Random House and Duckworth in 2024.
GENEVA ROY
Chairperson, World Schools Debating Championship Ltd.

Originally from New Zealand, Geneva is a graduate of PPE from The University of Oxford, GDL from City University of London and LLM from University College London. She is pursuing a career at the English and Welsh Bar and is currently taking the Bar Course at The Inns of Court College of Advocacy. She is also an Academic Research Assistant at University College London, and a Public Speaking and Debating Coach.
Geneva has been debating since 2013, and was captain of the New Zealand Schools Debating Team that participated at the World Schools Debating Championship in 2017. While at university Geneva reached the semi-finals of both the World Universities Debating Championship and the European Universities Debating Championship. She is a former Chairperson of Oxford Debating and current Chairperson of the World Schools Debating Championship Ltd.
ED DOWDING
Technologist and Consultant

Ed Dowding is a technologist and consultant who has spent 25 years building systems that coordinate things too expensive to coordinate by hand — from terrorism response to sustainable food, democracy to climate change. Most recently at South Pole, he now works as a
fractional AI leader helping organisations create and adapt to a world of abundant AI.
14:50-15:10
Hot Under the Collar: Can Insurance Keep its Cool in a 50°c world?
As global thermometers climb, the insurance industry is feeling the heat. With a looming $1.1 trillion climate-health burden, extreme heat is no longer just a headline — it’s a massive risk for an industry built on risk mitigation.
This session dives into the heart of heat adaptation and the need to move beyond reactive payouts to pre-emptive protection and how parametric triggers and health-centred data can be used to safeguard the vulnerable before the mercury peaks.
MODERATOR
ANTONY IRELAND
Founder, Better Insurance Network

Antony Ireland is the founder of Better Insurance Network, a global community of insurance professionals driving sustainability best practices, implementation and innovation. Key achievements include the creation of the first dedicated online sustainability training programme for insurance professionals, which has been adopted by major carriers in the UK, Europe and Bermuda, and SUSTAIN Festival, a coordinated programme of events mobilising risk and insurance to build a more resilient and sustainable world. Prior to launching Better Insurance Network in 2021, Antony covered risk, insurance and asset management for 15 years as a financial journalist, editing trade publications and launching emerging markets titles in Asia, Africa, Latam and the Middle East.
PANELLISTS
ADRITA BHATTACHARYA-CRAVEN
Director of Research for Population Health Trends, Geneva Association

Adrita Bhattacharya-Craven is the Director of Research for Population Health Trends at the Geneva Association (GA), a leading global think tank serving the insurance industry.
Her work centers on the strategic and long-term research priorities of health and life insurers, conducted in close collaboration with CEOs and senior executives of GA member companies, as well as academic institutions and international organisations. Adrita’s research explores how biometric risks, which are managed by life and health insurers, are being reshaped by health policy, rising disease burdens, increasing longevity, medical innovation, and climate and environmental factors. These evolving factors are becoming critical to enhancing risk protection and ensuring the long-term sustainability of the insurance sector.
As a health policy expert, she has a particular interest in the role of financing to organise health and care markets. Over the past two decades, her career spanned the National Health Service in England, before moving on to work with several multilateral and private organisations such as the World Bank, Foreign, Commonwealth and Development Office (Formerly DFID in the UK), and KPMG in a wide array of settings.
KATHY BAUGHMAN MCLEOD
Founder and CEO, HERA

Kathy Baughman McLeod is Founder and CEO of HERA, formerly known as Climate Resilience For All, a women-led global NGO dedicated to protecting the health, income, and dignity of women on the front lines of extreme heat.
One of HERA's signature programs currently reaches 300,000 informal women workers in India with an insurance that pays out when it's too hot to work and the heat threatens their health and income. It is being scaled in Thailand, Sierra Leone, Pakistan, and Los Angeles.
She is the former Director of the Arsht-Rockefeller Foundation Resilience Center, Global Executive for Environmental and Social Risk at Bank of America, Global Managing Director for Climate Adaptation at The Nature Conservancy, and Deputy Chief of Staff to Florida's elected CFO. She served as a Florida Energy & Climate Commissioner for two terms and was recognized by Reuters' as a 2024 Trailblazing Woman in Climate.
She serves as a member of the Operating Committee of the Insurance Development Forum, is a Trustee of UK-based charity Humanity Insured and is a former member of the US Federal Emergency Management Agency’s (FEMA) National Advisory Council as the agency’s first climate specialist.
Kathy is a recipient of the 2025 "Visionary Impact Award" from the Arts & Nature Social Club and the Fuqua School of Business 2021 “Leader of Consequence” award and is a Policy Fellow of the French Foreign Ministry. She holds an MBA from Duke University, an MS in Geography from Florida State University, and certification in Health Impact Assessment from The University of Liverpool in the UK.
15:10-15:40
Closing the Crisis Protection Gap
Across climate-related disasters, the gap between economic losses and insurance cover remains too wide.
With a focus on data, product design and community-led partnerships, this session explores how insurers can embed risk-based solutions into disaster preparedness, using pre-arranged tools such as insurance and contingent finance to enable faster response and extend fair, accessible protection to those currently excluded.
MODERATOR
RISHI RAITHATHA
Co-Chair, Financial Inclusion Forum UK and Insurance Business Lead, Axian Digibank & Fintech

Rishi is a financial sector specialist, focusing on microinsurance, climate resilience and mobile money in low- and middle-income countries.
His recent experience spans senior roles at Axian Digibank and Fintech, a pan-African fintech; the GSMA, the mobile industry’s trade association; and Pula Advisors, an African Insurtech. Between 2002 and 2025, he was the lead author of the GSMA’s State of the Industry Report on Mobile Money.
Rishi has worked as an independent consultant too, in particular for the World Bank. Currently, he is the Co-Chair of the Financial Inclusion Forum UK.
Earlier in his career, he worked at McKinsey, Willis Towers Watson and the Foreign, Commonwealth and Development Office.
He holds a BA from SOAS, University of London, and an MA from the University of Groningen. In 2020, Rishi became a Certified Digital Financial Practitioner. He speaks French and Swahili.
PANELLISTS
JUAN C. BLANCO
Partnerships Lead, Innovative Financing, UNHCR

Juan C. Blanco is the partnerships lead for the Innovative Financing Unit at UNHCR, the UN Refugee Agency, working on sustainable financing solutions supporting displaced populations. He previously served as Head of Partnerships & Strategic Operations at Tent Partnership for Refugees, where he launched the UNSTUCK initiative partnering with major brands across seven countries. Juan has over a decade of experience in humanitarian finance, digital payments, and financial inclusion, having worked with the UN's Better Than Cash Alliance and Accion International. He holds an MA in Global Development Policy from Boston University.
NELISWA HARE
Head of Projects and Partnerships, Humanity Insured

Neliswa is the Head of Projects and Partnerships at Humanity Insured (HI), a climate insurance nonprofit backed by leading London insurance companies. She manages a grant portfolio spanning roughly 20 countries, working with implementing partners to build climate resilience for vulnerable communities through innovative insurance solutions
Previously, Neliswa was part of the ESG team at Deloitte, where she focused on climate resilience and was seconded to the UN Climate Champions team as Business Engagement Lead for the Race to Resilience Campaign during COP26 and COP27. The campaign aimed to build resilience for four billion people from vulnerable groups and communities against climate risks.
Before Deloitte, Neliswa co-founded SpringAge, a youth-led consultancy tackling social and environmental challenges across Africa, which was acquired by Deloitte South Africa in 2016. She went on to join Deloitte’s Strategy team, delivering projects across the mining, retail and consumer sectors, and led Deloitte Africa’s World Class and World Climate Programmes, targeting impact for 100 million lives by 2030.
Neliswa has been recognised as a World Economic Forum Global Shaper and a Young African Leaders Initiative (YALI) fellow.
15:40-16:10
Networking Coffee Break
16:10-16:55
Solutions for Impact
A panel discussion with three initiatives that point to the future of insurance as an engine for resilience and impact. Each speaker will have a short slot to share their solution: from climate resilience and disaster response to social inclusion or new risk models followed by a brief Q&A.
This session is designed to spark collaboration, connect innovators with decision‑makers and show what new forms of partnership between insurers, civic actors and startups can look like in practice.
MODERATOR
GABBY MORGAN
Partner, Conduit Connect
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Gabby Morgan is a Partner at Conduit Connect Ventures, where she invests in early-stage companies building solutions across integrated health, sustainable industry, and financial resilience. She joined Conduit Connect in 2019 and has played a key role in building the firm’s venture platform — helping launch its first fund, the Conduit EIS Impact Fund, raising capital, leading investments, and supporting portfolio companies from sourcing through scale. Gabby has led investments across healthtech, climate data, and logistics, including Lucida Medical, Untap Health, Fin Last Mile Logistics, and Kamma, and works closely with founders on strategy and follow-on fundraising. She is particularly passionate about backing diverse and female founders building commercially ambitious businesses with embedded impact.
She began her career in New York at Euromoney Institutional Investor, where she became a Director running private networks for CIOs and senior investment leaders across major US wealth advisory firms. While there, she launched the Wealth Managers Impact Investing Forum, identifying early institutional momentum behind impact-oriented capital allocation.
Gabby went on to complete her MBA at Saïd Business School, University of Oxford, where she specialised in finance and venture impact investing. During and following her studies, she worked as an Investment Research Analyst with Align Impact, a leading US impact wealth advisor, supporting its investment team on venture diligence, investment framework development, and impact thought leadership.
PRESENTERS
IAIN WILLIS
Co-Founder, TransZero Climate Risk and Resilience

Dr Iain Willis is a Co-Founder and Director at TransZero, a climate-tech focused on supporting companies in global climate risk and resilience modelling of their physical assets. Officially launching in 2025, TransZero focus on quantifying the benefits of climate adaptation measures and how climate risk aggregates through company supply chains. Clients include retailers, asset managers, insurers, banks, international development projects seeking to quantify current and future risk at a property and portfolio level.
Prior to Co-Founding TransZero, Dr Willis has worked extensively in and around the (re)insurance industry, developing and analysing natural catastrophe models. This includes roles as Research Director in the Gallagher Research Centre (Gallagher Re), Managing Director of JBA Risk Management (JBA Pte, Singapore) and Product Manager at Corelogic. Dr Willis holds a PhD in natural hazards and a MSc in Geographical Information Systems (GIS).
BEN SEFTON
Head of Digital & Innovation, National Emergencies Trust

Ben Sefton is a founding patron of the National Emergencies Trust, providing IT, digital, and innovation support to the charity.
Ben spent 18 years at Greater Manchester Police, serving as a Senior Forensic Investigator and Crime Scene Manager for serious and major crime investigations. He was one of the first responders to the Manchester Arena bombing in 2017, one of the attacks that led to the creation of the National Emergencies Trust in 2019.
He brings 28 years of leadership experience across forensic investigation, technology implementation, and strategic risk assessment. Ben specialises in helping organisations adopt technology safely whilst managing the cultural and operational changes that digital transformation requires. He works with UK charities, SMEs, and public sector organisations on AI governance, digital strategy, and regulatory compliance.
ALEXA BRUCE
Co-Founder and CEO, Tova

Alexa Bruce is co-founder and CEO of Tova, delivering forecasts of water availability, quality, and risk supporting utilities and enterprises to forecast risk, optimize operations, and plan with confidence. A water-resources engineer by training, Alexa has spent a decade working across engineering consulting, infrastructure policy and applied climate-water research, giving her broad fluency in how water-risk decisions are made inside corporations, utilities, and government. She holds a PhD from UMass Amherst focused on machine-learning methods for forecasting water demand. She has been recognised by the Royal Academy of Engineering and the Society of Public Health Engineers for leadership and technical excellence.
16:55-17:10
Closing Keynote: From Insight to Action
The closing keynote pulls together the day’s themes and turns them into a call to action. It will reflect on what has been learned about risk, resilience, inclusion and trust – and what this means for leaders returning to their organisations.
DAVID CRAIG
Co-Chair, Taskforce on Nature-related Financial Disclosures

David Craig is the Co-Chair of the Taskforce on Nature-related Financial Disclosures (TNFD), Chair of the Investment Committee for Triple Private Equity and member of the Sustainable Markets Initiative (SMI). He is also a member of the International Advisory Panel for Biodiversity Credits (IAPB).
David was the former founder and CEO of Refinitiv, one of the largest data and technology platform providers to financial markets operating in over 160 countries. Following the acquisition of Refinitiv by London Stock Exchange Group for $27B in 2021, he became head of LSEG’s Data and Analytics Division.
He was previously founder and CEO of the Governance, Risk and Compliance (GRC) business and head of strategy at Thomson Reuters and Reuters plc. Prior to these roles he spent 8 years as a partner at McKinsey focusing on technology and financial services clients, and was a software developer for American Management Systems.
David is a private investor in natural capital technology firms, director of the Green Finance Institute PMO and a Trustee at the Natural History Museum supporting Innovation and Data.
17:10-17:15
Final Remarks
NICK HAMILTON
Co-Founder and Chief Development Officer, The Conduit

Nick is Chief Development Officer at The Conduit.
He had a career in investment banking and fund management, including as the Asia Pacific CEO of Standard Bank Group and Asia CEO of Unicredit.
This subsequently led him to pursue for-profit investments that have positive social outcomes as an investor and Board member of Latitude Hotels Group, an African impact hospitality company, and as an investor in Postcard Hotels, an Indian impact hospitality business. Paving the way to co-found The Conduit with Paul.
17:30-19:00
Cocktails & Canapés
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2025 Conference Insights
The Insurance in a Changing World Conference convened industry leaders, policymakers, and innovators to explore the evolving role of insurance in mitigating global risks. Discussions centred on climate resilience, industrial policy, risk mitigation, and financial innovation, positioning insurance as a force for sustainable economic growth.
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